(Beritadaerah-Nasional) Pemerintah meyakini Indonesia berada pada momentum yang baik bagi percepatan pemulihan ekonomi nasional dalam menyambut tahun 2022, dan merupakan kesempatan untuk memperluas pembiayaan usaha kepada Usaha Mikro, Kecil dan Menengah (UMKM) melalui Kredit Usaha Rakyat (KUR) sehingga aktivitas usaha semakin menguat dan mendorong pertumbuhan ekonomi.

“KUR dibutuhkan dalam percepatan pemulihan ekonomi pada masa pandemi Covid-19, sehingga diperlukan adanya peningkatan plafon KUR dan kemudahan persyaratan KUR,” tutur Menteri Koordinator Bidang Perekonomian Airlangga Hartarto dalam Rapat Koordinasi guna mengevaluasi pelaksanaan penyaluran KUR tahun 2021 dan memutuskan berbagai kebijakan yang akan menjadi dasar pelaksanaan program KUR tahun 2022 dari Jakarta, Rabu (29/12/2021).

Selaku Ketua Komite Kebijakan Pembiayaan bagi UMKM, Menko Airlangga menyatakan rapat memutuskan plafon KUR tahun 2022 ditingkatkan menjadi sebesar Rp373,17 triliun dengan suku bunga KUR tetap sebesar 6%.

“Mempertimbangkan tren penurunan cost of fund dan peningkatan efisiensi Over Head Cost (OHC) suku bunga KUR, maka Pemerintah juga menurunkan subsidi bunga KUR tahun 2022 untuk KUR Super Mikro sebesar 1%, KUR Mikro turun 0,5%, dan KUR PMI turun 0,5%,” jelasnya.

Dalam rangka percepatan pemulihan ekonomi khususnya UMKM, Pemerintah menetapkan beberapa perubahan kebijakan KUR, antara lain perubahan plafon KUR Mikro (tanpa agunan tambahan) yang sebelumnya di atas Rp10 juta s.d. Rp50 juta menjadi di atas Rp10 juta s.d. Rp100 juta, perubahan KUR Khusus/Klaster tanpa pembatasan akumulasi plafon KUR untuk sektor produksi (non-perdagangan), perubahan kebijakan KUR Penempatan Pekerja Migran Indonesia (PMI) termasuk penyesuaian plafon KUR Penempatan PMI dari maksimal Rp25 juta menjadi maksimal Rp100 juta, serta perubahan dan perpanjangan relaksasi kebijakan KUR pada masa pandemi Covid-19.

Relaksasi kebijakan KUR yang dimaksud di atas terdiri dari KUR kecil tanpa pembatasan akumulasi plafon KUR s.d. 31 Desember 2022, Penundaan target sektor produksi s.d. 31 Desember 2022 atau sesuai dengan pertimbangan Komite Kebijakan Pembiayaan bagi UMKM, Pemberian insentif lanjutan berupa perpanjangan restrukturisasi KUR, Pemberian relaksasi administrasi bagi calon debitur KUR pada masa pandemi Covid-19 berdasarkan penilaian obyektif penyalur KUR.

“Melalui perubahan kebijakan KUR, Pemerintah menunjukkan perhatian yang besar kepada UMKM dengan memberikan persyaratan KUR yang lebih mudah dan terjangkau sehingga UMKM dapat mengoptimalkan perannya sebagai penggerak ekonomi nasional,” ungkap Menko Airlangga.

Relaksasi kebijakan KUR telah berpengaruh terhadap permintaan KUR yang sudah melampaui pola normalnya dan memberikan kontribusi terhadap pertumbuhan ekonomi. Permintaan KUR menunjukkan peningkatan dari rata-rata per bulan sebesar Rp11,7 triliun pada tahun 2019 (pra pandemi Covid-19) menjadi Rp16,5 triliun pada tahun 2020 dan Rp23,7 triliun pada tahun 2021.

Secara keseluruhan, realisasi KUR sejak Januari 2021 hingga 27 Desember 2021 telah mencapai Rp278,71 triliun atau 97,79% dari perubahan target tahun 2021 sebesar Rp285 triliun, dan sampai akhir 2021 diperkirakan penyaluran KUR dapat terealisasikan sebesar 99% dari target tahun 2021.

Realisasi KUR tahun 2021 telah disalurkan kepada 7,35 juta debitur dengan total outstanding KUR sejak Agustus 2015 sebesar Rp373,35 triliun. Dengan target penyaluran KUR di sektor produksi tahun 2021 yang ditunda penetapannya oleh Komite Kebijakan Pembiayaan bagi UMKM, penyaluran KUR sektor produksi pada tahun 2021 telah mencapai 55,17%.

Berdasarkan Hasil Keputusan Rapat Koordinasi Komite Kebijakan Pembiayaan bagi UMKM tanggal 12 November 2019, target plafon KUR pada tahun 2021 sebesar Rp220 triliun meningkat menjadi Rp253 triliun berdasarkan permintaan penyalur KUR. Mengingat adanya permintaan penambahan plafon dari penyalur KUR, maka plafon KUR tahun 2021 ditingkatkan lagi menjadi Rp285 triliun. Pemerintah memutuskan peningkatan plafon KUR tahun 2022 dengan pertimbangan pertumbuhan ekonomi perlu terus didorong melalui penguatan pelaku UMKM sebagai pilar perekonomian nasional.

About The Author

Endah Caratri is a Senior Editor Vibiz Media Network, Partner of Management & Technology Services Vibiz Consulting.

Related Posts

104 Responses

  1. Veda

    Hello there I am so excited I found your website, I really found you
    by error, while I was researching on Aol for something
    else, Anyways I am here now and would just like to say thank you for a remarkable post and a all round exciting blog (I also love the theme/design), I don’t have time to read it all at the minute but
    I have book-marked it and also included your RSS feeds, so
    when I have time I will be back to read a lot more, Please do keep
    up the great work.

  2. sc.sie.gov.hk

    It’s difficult to find educated people about this
    topic, but you sound like you know what you’re talking about!

  3. pinshape.com

    Hi would you mind letting me know which webhost you’re working with?
    I’ve loaded your blog in 3 completely different browsers and I must
    say this blog loads a lot faster then most. Can you suggest a good
    web hosting provider at a fair price? Cheers, I appreciate

  4. tanhuala.com

    Hello, i think that i saw you visited my blog thus i came to “return the favor”.I’m trying to find things
    to improve my website!I suppose its ok to use a few of your ideas!!

  5. http://kinofilm2017.ru/user/netjapan58/

    Howdy would you mind letting me know which web host you’re utilizing?
    I’ve loaded your blog in 3 completely different web browsers
    and I must say this blog loads a lot quicker then most.
    Can you suggest a good hosting provider at a honest price?
    Thank you, I appreciate it!

  6. autosbaratosenventa.com

    Heya i’m for the first time here. I found this board and I find It truly useful & it
    helped me out a lot. I hope to give something back and aid others like you helped me.

  7. www.Jurisware.com

    That is a really good tip particularly to those fresh to the blogosphere.
    Short but very accurate info… Thank you for sharing this one.
    A must read post!

  8. www.kab3.com

    Hello there, You’ve done an incredible job.
    I’ll certainly digg it and personally recommend to
    my friends. I’m sure they will be benefited
    from this website.

  9. 6uzy.com

    This piece of writing provides clear idea for the new viewers of blogging, that really how to do blogging.

  10. xueyunwei.com

    This is the right blog for everyone who really wants to find out about this topic.
    You understand so much its almost hard to argue with you (not that I actually
    would want to…HaHa). You certainly put a new spin on a subject that has been written about for many years.

    Great stuff, just great!

  11. moparwiki.win

    I am extremely inspired with your writing skills and
    also with the format in your blog. Is this a paid subject or did you modify
    it yourself? Anyway keep up the nice high quality writing, it’s rare to peer a nice
    blog like this one these days..

  12. Nano Ease CBD Oil

    Hey just wanted to give you a brief heads up and let you know a few of the
    images aren’t loading correctly. I’m not sure why but I think its a linking
    issue. I’ve tried it in two different web browsers
    and both show the same outcome.

    Also visit my web-site: Nano Ease CBD Oil

  13. motogpdb.racing

    I’m truly enjoying the design and layout of your blog. It’s a very
    easy on the eyes which makes it much more enjoyable for me to come here and visit more often. Did you hire
    out a designer to create your theme? Superb work!

  14. sitamge.ru

    Hmm it looks like your website ate my first comment (it was super long)
    so I guess I’ll just sum it up what I had written and say, I’m thoroughly enjoying your blog.
    I too am an aspiring blog writer but I’m still new to the whole thing.
    Do you have any suggestions for newbie blog writers? I’d definitely appreciate it.

  15. www.princeclassified.com

    We’re a group of volunteers and starting a new scheme in our community.
    Your site provided us with valuable info to work on. You have done a formidable job and our entire community will be grateful to you.

  16. mashaleilm.com

    Thanks for a marvelous posting! I really enjoyed reading it, you can be a great author.
    I will be sure to bookmark your blog and will often come back very soon. I want to encourage continue your great posts, have a nice holiday weekend!

  17. community.windy.com

    I was suggested this blog by my cousin. I’m not sure whether this post is written by him as nobody else know such detailed about my trouble.
    You are incredible! Thanks!

  18. http://www.lin8888.com/space-uid-934520.html

    Hmm it looks like your blog ate my first comment (it was
    extremely long) so I guess I’ll just sum it up what I wrote and say, I’m thoroughly enjoying your blog.
    I as well am an aspiring blog blogger but I’m still new to everything.
    Do you have any points for inexperienced blog writers? I’d really appreciate it.

  19. https://timeoftheworld.date/wiki/One_Surprisingly_Effective_Method_to_Minecraft_Install

    My developer is trying to convince me to move to .net from PHP.
    I have always disliked the idea because of the costs.
    But he’s tryiong none the less. I’ve been using WordPress on a number
    of websites for about a year and am anxious about switching to another platform.
    I have heard good things about blogengine.net. Is there
    a way I can import all my wordpress posts into it? Any help would be really appreciated!

  20. paxiaojie006.xyz

    Do you have a spam issue on this site; I also am a blogger, and I
    was curious about your situation; we have developed some nice methods and we are looking to trade solutions with other
    folks, why not shoot me an email if interested.

  21. discuss

    Hi there! Do you know if they make any plugins
    to assist with SEO? I’m trying to get my blog to rank for some targeted keywords
    but I’m not seeing very good results. If you know
    of any please share. Thanks!

  22. casino123.cc

    We are a group of volunteers and opening a new scheme in our community.
    Your site provided us with valuable information to work on. You’ve
    done an impressive job and our whole community will be thankful to you.

  23. historydb.date

    Hello, the whole thing is going sound here and ofcourse every
    one is sharing information, that’s in fact fine, keep up writing.

  24. https://shebaolife.com/space-uid-109337.html

    I have been surfing on-line more than three hours as of late,
    but I never discovered any attention-grabbing article like yours.
    It is beautiful worth sufficient for me. In my opinion, if all webmasters and bloggers made excellent content as you probably
    did, the net will probably be much more helpful than ever before.

  25. 3ramh.com

    you are in reality a good webmaster. The site loading
    velocity is incredible. It sort of feels that
    you are doing any distinctive trick. Furthermore,
    The contents are masterpiece. you have performed a excellent task in this subject!

  26. wiki.openn.eu

    You really make it seem so easy with your presentation but I find this matter to be actually something which I think I would never understand.

    It seems too complex and very broad for me.
    I am looking forward for your next post, I will try to get the hang of it!

  27. flowad.net

    Howdy just wanted to give you a quick heads up. The text
    in your post seem to be running off the screen in Safari.
    I’m not sure if this is a formatting issue or something to do
    with browser compatibility but I thought I’d post to let you know.
    The design look great though! Hope you get the issue resolved soon. Thanks

  28. ai-db.science

    This design is steller! You most certainly know how to keep a reader amused.

    Between your wit and your videos, I was almost moved to start my own blog (well,
    almost…HaHa!) Wonderful job. I really enjoyed what you had to say, and more than that, how you presented it.

    Too cool!

  29. sporteyes51.ml

    I used to be suggested this blog through my cousin. I am not sure whether or not this post is written by means of him as no one
    else recognize such exact approximately my difficulty.
    You’re incredible! Thank you!

  30. files.fm

    Spot on with this write-up, I actually believe this site needs far
    more attention. I’ll probably be back again to read
    more, thanks for the info!

  31. farangmart.co.th

    Hey! I could have sworn I’ve been to this blog before but after checking through some of the post I realized it’s new to me.
    Anyhow, I’m definitely happy I found it and I’ll be book-marking and checking back often!

  32. https://splice.com/facefarmer9

    Excellent goods from you, man. I have understand your stuff previous
    to and you’re just too excellent. I really like what you have acquired here, certainly like what you’re saying and the way in which you say it.
    You make it entertaining and you still take care of to keep it sensible.
    I can’t wait to read far more from you. This is actually a great site.

  33. wiki.goldcointalk.org

    Howdy just wanted to give you a brief heads up and let you know
    a few of the images aren’t loading correctly.
    I’m not sure why but I think its a linking issue. I’ve tried it
    in two different browsers and both show the same outcome.

  34. www.jigsawplanet.com

    Have you ever considered about including a little bit more than just your articles?
    I mean, what you say is important and everything. Nevertheless think about if you added some great graphics or video clips to give your posts
    more, “pop”! Your content is excellent but with images and video clips,
    this site could undeniably be one of the greatest in its field.
    Fantastic blog!

  35. cameradb.review

    Your style is really unique in comparison to other people I have read stuff
    from. I appreciate you for posting when you’ve got the opportunity, Guess
    I’ll just book mark this blog.

  36. dom3online.ru

    Thanks for the auspicious writeup. It in truth was once a entertainment account it.
    Look advanced to far brought agreeable from you!
    However, how could we keep up a correspondence?

  37. http://nowtodaynews.com/home.php?mod=space&uid=157147

    Magnificent goods from you, man. I’ve understand your stuff previous to and you are just extremely wonderful.

    I really like what you have acquired here,
    certainly like what you are stating and the way in which you say it.
    You make it enjoyable and you still take care of to keep it sensible.
    I can not wait to read far more from you. This is actually
    a wonderful website.

  38. Master T CBD

    Yesterday, while I was at work, my cousin stole my apple ipad and tested
    to see if it can survive a 25 foot drop, just so she can be a youtube sensation. My apple ipad
    is now destroyed and she has 83 views. I know this is completely off topic but I
    had to share it with someone!

    Feel free to surf to my blog post: Master T CBD

  39. urlscan.io

    I read this post fully regarding the difference of most
    up-to-date and earlier technologies, it’s awesome article.

  40. discuss

    Hi there! I know this is kinda off topic however , I’d figured I’d ask.
    Would you be interested in trading links or maybe guest writing a blog article or vice-versa?

    My website discusses a lot of the same subjects as yours and
    I believe we could greatly benefit from each other.
    If you’re interested feel free to shoot me an e-mail.
    I look forward to hearing from you! Superb blog by the way!

  41. wikidot.win

    Hey! Someone in my Facebook group shared this website with us so I came to
    check it out. I’m definitely loving the information. I’m bookmarking and will
    be tweeting this to my followers! Outstanding blog and wonderful style and

  42. 0123zx.com

    Great blog right here! Also your web site quite a bit up fast!
    What web host are you using? Can I am getting your affiliate hyperlink to your host?
    I want my site loaded up as quickly as yours lol

  43. linkgeanie.com

    Hi everybody, here every person is sharing such know-how, therefore it’s nice to read this blog, and I
    used to visit this webpage daily.

  44. 926gm.com

    I visited several web sites except the audio feature for audio songs
    present at this web site is truly fabulous.

  45. oq-ayiq.net

    I really like your blog.. very nice colors & theme. Did you design this website yourself or did you hire someone to do it for you?
    Plz reply as I’m looking to construct my own blog and would like to find
    out where u got this from. appreciate it

  46. humanlove.stream

    Excellent weblog right here! Additionally your web site loads up fast!
    What host are you using? Can I get your associate hyperlink for
    your host? I wish my site loaded up as quickly as yours

  47. joyedi.com

    Hi, I do believe this is an excellent website. I stumbledupon it 😉 I will return once again since I book marked it.
    Money and freedom is the best way to change, may you be rich and continue to help other people.

  48. akvalife.by

    Thank you for the good writeup. It in fact used to be a enjoyment account it.
    Glance advanced to far delivered agreeable from you!
    However, how can we communicate?

  49. www.wattpad.com

    Good day! This is kind of off topic but I need some advice from an established blog.
    Is it tough to set up your own blog? I’m not very techincal but I can figure things out pretty fast.
    I’m thinking about setting up my own but I’m not sure where to begin.
    Do you have any ideas or suggestions? Appreciate it

  50. sbank-gid.ru

    Hi! I just wanted to ask if you ever have any issues with hackers?
    My last blog (wordpress) was hacked and I ended up losing many months of hard work due to no back up.
    Do you have any solutions to prevent hackers?

  51. http://www.ksjy88.com/home.php?mod=space&uid=2201915

    Can I simply say what a relief to discover an individual who genuinely knows what they’re discussing
    online. You certainly realize how to bring a problem to light and make it important.
    More people really need to look at this and understand this side of your story.
    It’s surprising you are not more popular given that you
    definitely possess the gift.


Leave a Reply

Your email address will not be published.